We take security very serious

OyaPay is PCI certified and regulated by CBN



We have developed breakthrough algorithms and processes to protect your account against unauthorised access, so when you are making payment with OyaPay you can feel confident that your payment is secure at all times.

A peace of mind is using OyaPay

Card usage

Our mobile app use MasterCard SecureCode and Verified by Visa systems to ensure only valid/verified card owner payments are processed.

Two Factor.

Two-factor authentication is an extra layer of security for your OyaPay Account, designed to ensure that you're the only person who can access your account.

For your mobile

Your financial information is encrypted, stored and protected on secure servers. Each mobile client is secured with 2048 bit client certificates